Insurance

Protection you can trust & afford
Save up to 25%* on insurance premiums for your truck or small fleet
* Estimated savings calculated on
market research and previous customer experience. Individual savings will
vary by customer.

At the heart of Iron Insurance offerings are products and services that support your commitment to safety.

 

Iron Insurance offers our customers the coverage they need to get the loads they want.

 

Our commitment to carrier safety is what makes us so unique in this industry. Drivers insured with Iron Insurance are required to meet certain requirements for coverage, like membership in Independent Carrier Safety Association (ICSA), forward-facing cameras, advanced drug testing, and other safety measures that facilitate safe driving and also allows Iron Insurance to offer our customers more affordable rates.

 

Beyond offering large fleet pricing for small fleet owners, Iron Insurance is committed to making sure that customers are some of the safest on the road.

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Types of Coverage Offered

• $1,000,000 Auto Liability

• $250,000 Cargo Coverage with $2,500 deductible

• $1,000,000/$2,000,000 General Liability*

• Physical Damage coverage Comprehensive & Collision with $2,500 deductible each*

• Non-Owned Trailer Coverage $50,000 with $2,500 deductible*

*Optional

TruXpro® Add Ons

(Optional, $18 per unit per month)

Downtime/Rental Reimbursement
Up to $150 per day or $750 per week, subject to a maximum of $5,000 each loss; after 7 day waiting period and repairs have begun.

 

Personal Effects
Up to $5,000, subject to a $250 deductible, for the Insured’s personal property while inside a covered vehicle.

 

Electronic Equipment Coverage
Up to $5,000, subject to a $250 deductible, for covered electronic equipment inside a covered vehicle.

Tarps, Chains and Binders
Up to $500, subject to a $100 deductible, for damages caused in a covered loss while these items are being used with a covered trailer.

 

Single Deductible
The Insured is only responsible for one deductible when both a covered tractor and trailer are damaged by the same covered loss.

 

Diminishing Deductible
The stated deductible will decrease by 25% each year (at renewal or anniversary of policy inception), in which the Insured does not have a loss, until the deductible reaches $0. The deductible will reset to the original amount when the Insured has a loss.

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